Subsidized Student Loan Amounts Per Year

The amount you may borrow is determined by your level of study as follows.

Subsidized student loan amounts per year.

Subsidized and unsubsidized loans are capped at 31 000 through four years of an undergraduate education if you re a dependent student. There is also an aggregate loan limit of 31 000 for dependent undergraduate students with no more than 23 000 as the aggregate limit for subsidized loans. If for example your subsidized loan total in year one as a dependent undergrad is 3 500 you are limited to 2 000 in unsubsidized loans for that year. Second year undergraduate students 6 500 with no more than 4 500 as subsidized loans.

As an independent undergraduate student you can borrow up to 57 500 towards your undergraduate degree. Based on these criteria undergraduates can borrow a maximum of 9 500 to 12 500 annually and 57 500 total. Third and fourth year undergraduate students 7 500 with no more than 5 500 as subsidized loans. Second year 29 1 59 credits 6 500.

5 500 if you re a first year student enrolled in a program of study that is at least a full academic year no more than 3 500 of this amount may be in subsidized loans. A maximum of 3 500 may be subsidized. A maximum of 3 500 may be subsidized. A maximum of 3 500 may be subsidized.

Dependent undergraduate student with a parent plus loan denial independent undergraduate student graduate and professional degree student. Each of these loan limits for federal student loans is per year.